If you purchased a property through the Help to Buy scheme and are looking to sell, remortgage, or repay your equity loan, an independent Help to Buy valuation is required.
Sterlingworth Surveyors provides compliant Help to Buy valuation reports prepared by RICS-qualified valuers, meeting the requirements set by Target, the body appointed to administer the scheme.
If you used a government loan to buy your home, the government effectively owns a percentage of it. When you want to pay them back, sell up, or switch your mortgage, you can’t just “guess” what the house is worth; the government needs an official number.
The RICS Requirement: You can’t use an Estate Agent’s quote. The government only accepts reports from independent, RICS-qualified experts like us to ensure the number is fair and unbiased.
The RICS Requirement: You can’t use an Estate Agent’s quote. The government only accepts reports from independent, RICS-qualified experts like us to ensure the number is fair and unbiased.
Rapid, RICS-certified reports that never compromise on detail.
The 3-Month Timer: These reports have a “sell-by date.” We’ll help you time your survey perfectly so the paperwork doesn’t expire before you finish your deal.
A Help to Buy valuation is required if you are:
Without a valid valuation report, Target will not process your application.
Our Help to Buy valuation reports are prepared in line with RICS Redbook global standards and Target guidelines.
A full inspection of the property to assess condition, size, layout, and market appeal.
Review of comparable local sales to establish an accurate open market value.
A clear, structured report suitable for submission to Target.
Supporting photographs included in line with scheme requirements.
The Help to Buy scheme was introduced to support buyers purchasing new-build homes by allowing the government to provide an equity loan.
If you used the Help to Buy scheme, Homes England has rules about who can sign your valuation report. If your Help to Buy started between 2021 and 2023.
Your valuation needs to be signed by a surveyor and also checked and countersigned by a senior MRICS or FRICS surveyor.
If your Help to Buy started before 2021 Your valuation can usually be signed by a qualified AssocRICS surveyor on its own.
The repayment process is a race against the clock. We ensure your valuation is perfectly timed and 100% compliant to avoid expensive delays.
Protect Your Window: We’ll time your survey so it stays valid for your deadline.
Zero Red Tape: Our RICS reports meet every strict government standard that’s our guarantee.
Rapid, RICS-certified reports that never compromise on detail.
Step-by-Step Support: We guide you through the timeline so you’re always in control.
Help to Buy valuations must be carried out by an independent RICS-qualified valuer and submitted to Homes England for approval.
Valuations are typically valid for a limited period, usually three months. Homes England will confirm the current validity timeframe.
No. Target requires a formal valuation report prepared by a RICS-qualified valuer.
Yes. A Help to Buy valuation is required when remortgaging to repay part or all of the equity loan.
The inspection is usually completed quickly, with the report issued within a few working days, depending on availability and property type.
Ensure your valuation meets all scheme requirements and is accepted without delay.
Contact Sterlingworth Surveyors to arrange a compliant Help to Buy valuation report.
