Shared Ownership Valuation

A Shared Ownership Valuation provides an independent assessment of a property’s current market value to support staircasing or equity-related decisions.

Sterlingworth Surveyors delivers accurate, compliant valuations to help shared ownership homeowners understand the value of their property and make informed decisions when increasing their ownership share.

What Is a Shared Ownership Valuation?

Think of this as the “official price tag” for your home. Since a Housing Association owns a share, they need an unbiased RICS expert to confirm what the property is worth today.

Your Key to Moving: Mandatory for selling your home or buying more shares (staircasing).

Housing Association Approved: They only accept independent RICS reports—estate agent quotes won’t work.

Rapid, RICS-certified reports that never compromise on detail.

Perfect Timing: We’ll help you time the inspection so your report stays valid for the strict 3-month deadline.

What Is a Shared Ownership Valuation_

Ownership Valuation

Who Requires a Shared Ownership Valuation?

A Shared Ownership Valuation is required if you are:

Without a compliant valuation report, the staircasing or transaction process cannot proceed.

Who Requires a Shared Ownership Valuation_

What Is Shared Ownership Staircasing?

Shared Ownership Staircasing allows homeowners to gradually increase their percentage ownership by purchasing additional shares from the housing association or provider.

Each step in the staircasing process is based on the property’s current market value, making an accurate and impartial valuation essential to ensure fairness for all parties.

What Is Shared Ownership Staircasing_

What’s Included in a Shared Ownership Valuation

Our valuations are prepared in accordance with RICS Redbook global standards and housing association requirements.

Property Inspection

An inspection to assess the property’s condition, size, layout, and overall market appeal.

Market Evidence Review

Analysis of comparable local sales and current market conditions.

Equity Value Assessment

Calculation of the property’s market value to support accurate equity and staircasing calculations.

Formal Valuation Report

A structured report suitable for submission to housing associations and legal advisers.

Why Accurate Valuation Matters in Shared Ownership

An accurate valuation ensures that:

Using an experienced valuer reduces risk and provides confidence throughout the process.

Why Accurate Valuation Matters in Shared Ownership

Why Choose Sterlingworth Surveyors for Shared Ownership Valuations

When Should You Arrange a Shared Ownership Valuation?

A Shared Ownership Valuation should be arranged when you are ready to begin the staircasing or sale process.
As reports are valid for a limited period, timing your valuation correctly helps avoid unnecessary re-inspections or delays.

Our team can advise on the most appropriate timing based on your circumstances.

Frequently Asked Questions

Who can carry out a Shared Ownership Valuation?

The valuation must be completed by an independent RICS-qualified valuer approved by the housing association.

Validity periods vary by housing association, but reports are typically valid for around three months.

No. Housing associations require a formal valuation report prepared by a RICS-qualified surveyor.

The report provides the full market value of the property, which is then used to calculate the value of the share being purchased or sold.

Most reports are issued within a few working days following inspection, subject to property type and access.

Request a Shared Ownership Valuation

Take the next step towards increased ownership with confidence.

Contact Sterlingworth Surveyors to arrange a compliant Shared Ownership Valuation.